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Privacy Policy

Last updated: May 26, 2026  ·  Effective: May 26, 2026

🔒 The short version: Trenziq processes all your financial SMS data entirely on your device. We do not collect, transmit, or store your financial information on any server. No analytics. No ads. No tracking. Ever.

Table of Contents

  1. Who We Are
  2. What Information We Read
  3. How We Use Your Information
  4. Data Storage & Security
  5. What We Do Not Collect
  6. Third-Party Services
  7. Optional Cloud Backup
  8. Android Permissions
  9. Children's Privacy
  10. Your Rights & Controls
  11. Changes to This Policy
  12. Contact Us

1. Who We Are

Trenziq is a mobile application developed by The VoBot Developers (hereinafter "we," "us," or "our"). Trenziq is an offline-first financial intelligence tool for Android that reads and processes SMS messages locally on your device to provide financial insights. You can also log incomes and expenses manually and create custom categories — Trenziq works with or without SMS permissions.

This Privacy Policy describes how Trenziq handles information when you use our application (the "App") and our website at the domain where this policy is hosted (the "Site").

For questions about this policy, contact us at: trenziq@thevobot.in

2. What Information We Read

SMS Messages

SMS access is entirely optional. If you grant the SMS permission, Trenziq reads SMS messages from your device's inbox to automatically detect financial transactions. If you decline, the app continues to work in manual mode — you can log incomes and expenses by hand and manage custom categories yourself. The App specifically looks for financial SMS messages such as:

  • Bank transaction notifications (debits and credits)
  • UPI payment confirmations
  • Credit and debit card transaction alerts
  • Wallet balance and transaction messages
  • Loan EMI and payment notifications
  • Salary credit alerts
  • Investment and trading notifications

💡 All SMS reading and processing occurs exclusively on your device. No SMS content is ever transmitted to our servers or any third-party server.

Data Extracted from SMS

From relevant financial SMS messages, the App locally extracts:

  • Transaction amounts (debited or credited)
  • Account balance information
  • Merchant or payee names
  • Transaction timestamps
  • UPI reference IDs and transaction IDs
  • Partial card or account identifiers (e.g., last 4 digits)
  • Transaction type (debit, credit, transfer, etc.)

This extracted data is stored locally on your device in an encrypted database.

3. How We Use Your Information

All information is processed and used exclusively on your device to provide the following features:

  • Transaction Tracking: Maintain a local ledger of your financial transactions
  • Categorization: Automatically classify spending into categories (Food, Travel, Bills, etc.)
  • Budget Tracking: Monitor spending against budgets you define
  • Balance Reconciliation: Cross-verify account balances and detect inconsistencies
  • Analytics: Generate spending trends, income vs. expense breakdowns, and insights — all on-device
  • Alerts: Send local notifications about budget limits or unusual activity

We do not use your data for advertising, profiling, analytics reporting, or any purpose other than providing the App's core features to you locally.

4. Data Storage & Security

Local Storage

All financial data processed by Trenziq is stored locally on your Android device. We use an encrypted local database to store extracted transaction information.

Encryption

Your financial data is protected by:

  • AES-256 encryption for all stored financial data
  • Android Keystore for secure cryptographic key management
  • Encryption at rest for all sensitive fields including balances, transaction amounts, and merchant names

Data Retention

Data is retained on your device for as long as you use the App. You can delete all stored data at any time through the App's settings. Uninstalling the App removes all locally stored data.

✅ We have no server-side copy of your financial data. There is nothing for us to delete on our end because we never have it.

5. What We Do Not Collect

We want to be completely transparent. Trenziq does not collect or transmit:

  • Your bank account numbers or full card numbers
  • Your banking passwords, PINs, or credentials
  • Raw SMS message content to any server
  • Device identifiers (IMEI, Android ID, advertising ID)
  • Location data
  • Contacts or call logs
  • Usage analytics or behavioral data
  • Crash reports or diagnostic data
  • Any financial data whatsoever to any remote server

There are no analytics SDKs, crash reporting libraries, advertising SDKs, or tracking libraries integrated into Trenziq.

6. Third-Party Services

The Trenziq App does not integrate with or transmit data to any third-party service for the purpose of processing your financial information.

The App does not include:

  • Advertising networks (no Google AdMob, Facebook Audience Network, or similar)
  • Analytics platforms (no Firebase Analytics, Mixpanel, Amplitude, or similar)
  • Crash reporting services (no Firebase Crashlytics, Sentry, or similar)
  • Social media SDKs
  • Payment processors
  • Any SDK that transmits your financial data

Google Authentication (Optional)

If you choose to use the optional encrypted backup feature, you may authenticate with Google. In this case, Google's authentication service handles the sign-in flow subject to Google's own Privacy Policy. Trenziq uses your Google account identity solely to associate your encrypted backup — no financial data is shared with Google in plaintext. See Section 7 for backup details.

This Website

This website loads fonts from Google Fonts (a standard web service). No personal data or financial information is transmitted through this website.

7. Optional Cloud Backup

Trenziq offers an entirely optional encrypted backup feature. This feature is opt-in only and is not required to use the App.

How Backup Works

  • Encryption happens on your device before any data is uploaded
  • The encryption key is derived from your device's Android Keystore and your Google account — it never leaves your device
  • Only encrypted binary blobs are stored in Google Drive's AppData folder (not visible in your main Drive)
  • Google cannot read the contents of your backup
  • We cannot read the contents of your backup
  • Backups are controlled entirely by you and can be deleted at any time

💡 If you enable backup, Google Drive's data processing terms apply to the storage of your encrypted blobs. The encrypted blobs contain no readable financial information.

8. Android Permissions

Trenziq requests the following Android permissions. Each permission is explained below:

  • READ_SMS: To scan your SMS inbox for financial messages and extract transaction data locally. This is the permission that powers automatic SMS-based detection. It is optional — the app functions without it in manual entry mode.
  • RECEIVE_SMS: To detect new financial SMS messages as they arrive in real time, allowing instant transaction detection.
  • RECEIVE_BOOT_COMPLETED: To restart the SMS monitoring service when your device reboots, ensuring no transactions are missed.
  • FOREGROUND_SERVICE: To run a persistent background service that monitors for new financial SMS messages even when the App is not in the foreground.
  • POST_NOTIFICATIONS: To send you local notifications about budget alerts, unusual spending, or reconciliation issues.

All permissions are used solely for the stated purposes. The App will explain each permission clearly before requesting it. You can revoke permissions at any time through your device's Settings app.

9. Children's Privacy

Trenziq is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. Since all data processing is local and we do not collect data from users, this policy applies equally to all users regardless of age.

If you believe a child under 13 has provided financial information through this App, please contact us at trenziq@thevobot.in and we will assist with appropriate actions.

10. Your Rights & Controls

Since all your data lives on your device, you have complete control:

  • Access: All your data is viewable directly within the App
  • Delete: You can delete individual transactions, categories, or all data through the App's settings
  • Export: You can export your data in supported formats directly from the App
  • Revoke Permissions: Revoke SMS permissions at any time via Android Settings without losing previously stored data
  • Full Erasure: Uninstalling the App removes all locally stored data from your device

Because we do not hold your data on our servers, there is no need to submit a data deletion request to us — you are already in full control.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will:

  • Update the "Last updated" date at the top of this page
  • Notify you through the App if the changes are material

We will not make changes that reduce your privacy protections without explicit consent. Your continued use of the App after any changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or Trenziq's data practices, please contact us:

  • Email: trenziq@thevobot.in
  • App: Use the "Contact Support" option within the Trenziq app

We will respond to all inquiries within 30 days.

❤ Thank you for trusting Trenziq with your financial intelligence. Your privacy is not just a feature — it's our founding principle.

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